thisinsuranceisclassifiedintothefollowingthreeconditions----
freefromparticularaverage(.),withaverage(.)andall
,the
companyshallundertaketoindemnifythereforaccordingtotheinsured
conditionspecifiedinthepolicyandtheprovisionsoftheseclauses:

　　()
thisinsurancecovers:

　　totalorconstructivetotallossofthewholeconsignmenthereby
insuredcausedinthecourseoftransitbynaturalcalamities-----heavy
weather,lightning,tsunami,
totallossisclaimedfor,theinsuredshallabandontothecompanythe

oneachlightertoorfromtheseagoingvesselshallbedeemedaseparate
risk.
"constructivetotalloss"referstothelosswhereanactualtotal
lossappearstobeunavoidableorthecosttobeincurredinrecoveringor
reconditioningthegoodstogetherwiththeforwardingcosttothe
destinationnamedinthepolicywouldexceedtheirvalueonarrival.

　　totalorpartiallosscausedbyaccidents-----thecarrying
conveyancebeinggrounded,stranded,sunkorincollisionwithfloating
iceorotherobjectsasfireorexplosion.

　　partiallossoftheinsuredgoodsattributabletoheavyweather,
lightningand/ortsunami,wheretheconveyancehasbeengrounded,
stranded,sunkorburnt,irrespectiveofwhethertheeventoreventstook
placebeforeoraftersuchaccidents.

　　partialortotallossconsequentonfallingofentirepackageor
packagesintoseaduringloading,transhipmentordischarge.

　　reasonablecostincurredbytheinsuredinsalvagingthegoodsor
avertingorminimizingalossrecoverableunderthepolicy,providedthat
suchcostshallnotexceedthesuminsuredoftheconsignmentsosaved.

　　lossesattributabletodischargeoftheinsuredgoodsataportof
distressfollowingaseaperilaswellasspecialchargesarisingfrom
loading,warehousingandforwardingofthegoodsatanintermediateport
ofcallorrefuge.

　　sacrificeinandcontributiontogeneraaverageandsalvage
charges.

　　suchproportionoflossessustainedbytheshipownersasistobe
reimbursedbythecargoownerunderthecontractofaffreightment"bothto
blamecollision"clause.

　　(.)
,this
insurancealsocoverspartiallossesoftheinsuredgoodscausedbyheavy
weather,lightning,tsunami,earthquakeand/orflood.

　　

asabove,thisinsurancealsocoversallrisksoflossofordamagetothe
insuredgoodswhetherpartialortotal,arisingfromexternalcausesin
thecourseoftransit.

　　thisinsurancedoesnotcover:

　　
insured.

　　.

　　
insuredgoodspriortotheattachmentofthisinsurance.

　　,inherentviceornatureof
theinsuredgoods,lossofmarketand/ordelayintransitandanyexpenses
arisingtherefrom.

　　
cargowarrisksclausesandstrike,riotandcivilcommotionclausesof
thiscompany.

　　
:

　　thisinsuranceattachesfromthetimethegoodsherebyinsuredleave
thewarehouseorplaceofstoragenamedinthepolicyforthecommencement
ofthetransitandcontinuesinforceintheordinarycourseoftransit
includingsea,landandinlandwaterwaytransitsandtransitinlighter
untiltheinsuredgoodsaredeliveredtotheconsignee"sfinalwarehouse
orplaceofstorageatthedestinationnamedinthepolicyortoanyother
placeusedbytheinsuredforallocationordistributionofthegoodsor

shall,however,belimitedtosixty(60)daysaftercompletionof
dischargeoftheinsuredgoodsfromtheseagoingvesselatthefinalport
ofdischargebeforetheyreachtheabovementionedwarehouseorplaceof
(60)days,
theinsuredgoodsaretobeforwardedtoadestinationotherthanthat
namedinthepolicy,thisinsuranceshallterminateatthecommencementof
suchtransit.

　　,owingtodelay,deviation,forceddischarge,reshipmentor
transhipmentbeyondthecontroloftheinsuredoranychangeor
terminationofthevoyagearisingfromtheexerciseofalibertygranted
totheshipownersunderthecontractofaffreightment,theinsuredgoods
arriveataportorplaceotherthanthatnamedinthepolicy,subjectto
immediatenoticebeinggiventothecompanybytheinsuredandan
additionalpremiumbeingpaid,ifrequired,thisinsuranceshallremainin
forceandshallterminateashereunder:

　　iftheinsuredgoodsaresoldatportorplacenotnamedinthe
policy,thisinsuranceshallterminateondeliveryofthegoodssold,but
innoeventshallthisinsuranceextendbeyondsixty(60)daysafter
completionofdischargeoftheinsuredgoodsfromthecarryingvesselat
suchportorplace.

　　iftheinsuredgoodsaretobeforwardedtothefinaldestination
namedinthepolicyoranyotherdestination,thisinsuranceshall
terminateinaccordancewithsection1above.

　　
itisthedutyoftheinsuredtoattendtoallmattersasspecified
hereunder,failingwhichthecompanyreservestherighttorejecthis
claimforanylossifandwhensuchfailureprejudicetherightsofthe
company:

　　

eventofanydamagetothegoods,theinsuredshallimmediatelyapplyfor
surveytothesurveyand/
theinsuredgoodsarefoundshortinentirepackageorpackagesortoshow
apparenttracesofdamage,theinsuredshallobtainfromthecarrier,
baileeorotherrelevantauthorities(customsandportauthoritiesetc.)
certificateoflossordamageand/,
baileeortheotherrelevantauthoritiesberesponsibleforsuchshortage
ordamage,theinsuredshalllodgeaclaimwiththeminwritingand,if
necessary,obtaintheirconfirmationofanextensionofthetimelimitof
validityofsuchclaim.

　　,andthecompanymayalso,takereaconable
measuresimmediatelyinsalvagingthegoodsorpreventionorminimizinga

companyshallnotbeconsideredrespectively,asawaiverofabandonment
hereunder,orasanacceptancethereof.

　　
descriptionoftheinterest,thenameofthevesselorvoyage,this
insuranceshallremaininforceonlyuponpromptnoticetothiscompany
whentheinsuredbecomesawareofthesameandpaymentofanadditional
premiumifrequired.

　　
againstthiscompany:
originalpolicy,,packinglist,tallysheet,
weightmemo,certificateoflossordamageand/orshortlandmemo,survey
report,statementofclaim.
ifanythirdpartyisinvolved,documentsrelativetopursuingof
recoveryfromsuchpartyshouldalsobeincluded.

　　
owner"sactualresponsibilityunderthecontractofaffreightment"bothto
blamecollision"clausebecomesknown.

　　thetimeofvalidityofaclaimunderthisinsuranceshallnotexceed
aperiodoftwoyearscountingfromthetimeofcompletionofdischargeof
theinsuredgoodsfromtheseagoingvesselatthefinalportofdischarge.

　　marinecargotransportationinsurancepolicy

　　.
thispolicyofinsurancewitnessesthattheinsurancecompany
(hereinaftercalled"thecompany"),attherequestof___________________
(hereinaftercalledthe"insured")andinconsiderationoftheagreed
premiumbeingpaidtothecompanybytheinsured,undertakestoinsurethe
undermentionedgoodsintransportationsubjecttotheconditionsofthis
policyaspertheclausesprintedoverleafandotherspecialclauses
attachedhereon.

　　marks&nos.
quantity
descriptionofgoods
amountinsured
totalamountinsured_________________
premiumasarranged
-----------
rateasarranged
-----------


conditions________
claims,ifany,payableonsurrenderofthispolicytogetherwith

mayresultinaclaimunderthispolicyimmediatenoticeapplyingfor
surveymustbegiventothecompany"sagentasmentionedhereunder.
______insurancecompany
claimpayableat__________________
addressofissuingoffice_________________
businessdepartment
,theoriginalversioninchineseshallprevail.